At Disability RMS we offer flexible solutions to meet your unique needs. Our disability reinsurance products and services are available on a turnkey basis. Customized offerings can be implemented as part of an administrative services or consulting agreement.

What We Offer

Reinsurance and Insurance Services

A wide variety of reinsurance options are available.  Services include claims management, underwriting, actuarial and policy administration.

Claim Services

Claim services that are unsurpassed by the best in the disability industry. Ranging from full service claims management to select claim functions, we help insurance carriers with complex components of disability claims management.


Disability and Group Insurance experts are available to help you develop and execute on a wide range of strategies and tactics.  From Actuarial support and Claims management, to renewal and new business pricing strategies, we can help you build a winning formula in today’s complex marketplace.

Life Waiver of Premium Services

Disability RMS has the experienced resources to adjudicate your LWOP claims. This service is available with or without reinsurance of your Life Insurance business.


Disability RMS resources are available to educate your employees on Underwriting and Claim techniques that have proven successful in the competitive Disability Insurance marketplace.

Product Development and Compliance Services

Our seasoned Compliance team provides state-of-the-art insurance contracts and is available to help you get your forms approved.

Claim Buyouts

Providing capital relief and allowing your specialized resources to focus on growing your business, Disability RMS will assume your disabled life and LWOP reserves.